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Income Tax Deduction List
Income Tax Deduction List (80C to 80U) – FY 2025-26
Prepare Early, Stay Accurate, and File ITR Smoothly for FY 2025–26
Contents
What Are Income Tax Deductions Under Chapter VI-A?
Income tax deductions under Chapter VI-A reduce taxable income and help individuals and businesses lower their tax liability. Deductions under sections 80C to 80U are available for various investments and expenses.
Tax Saving Calculation Example
| Particulars | Amount (₹) |
|---|---|
| Gross Salary | 2,00,000 |
| HRA | 20,000 |
| LTA | 40,000 |
| Standard Deduction | 50,000 |
| Professional Tax | 2,400 |
| Taxable Income | 1,45,500 |
| 80C Deduction | 1,50,000 |
| 80D Deduction | 50,000 |
| 80E Deduction | 22,000 |
| Total Tax | 2,57,868 |
Income Tax Deduction Chart: Section 80C to 80CCD
| Section | Deduction | Eligible Person | Limit (₹) |
|---|---|---|---|
| 80C | PPF, EPF, ELSS, LIC, NSC | Individual/HUF | 1.5 Lakh |
| 80CCC | Pension Funds | Individual | 1.5 Lakh |
| 80CCD(1B) | NPS Additional | Individual | 50,000 |
| 80D | Medical Insurance | Individual/HUF | 25k – 1 Lakh |
| 80E | Education Loan | Individual | No Limit |
| 80G | Donations | All | 50% / 100% |
| 80U | Disabled Individual | Individual | 75k / 1.25 Lakh |
Best Investment Options Under Section 80C
ELSS Mutual Funds
National Pension Scheme (NPS)
Public Provident Fund (PPF)
Sukanya Samriddhi Yojana
National Savings Certificate
Tax-Saving Fixed Deposit
Employee Provident Fund
Senior Citizen Savings
Frequently Asked Questions
Is NPS deduction available? +
Yes, individuals can claim an additional deduction of up to ₹50,000 under Section 80CCD(1B).
What is the maximum deduction under 80C? +
The maximum deduction allowed under Section 80C is ₹1.5 lakh.
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